Children can be at risk anytime. Kids go to school, travel through any means of transportation while going to field trips, camping or engaging in sports activities. Nevertheless, it is always good to have a child insurance in place.
Parents that already have coverage for their own life insurance can also include their kids as riders. Kids do not earn income and in the death of a child, any child insurance can be used to cover the costs of funeral expenses. Although the amount may not be huge but for a little as 2-5 dollars a month, you can have something to cover unexpected expenses.
