Best Annuity

There's always a confusion in mind when ever someone says they are offering the best annuity rate of return.Nowadays, you can't always rely on your financial advisor'sadvice when it comes to investing your hard earned dollars without doing research. There's fixed or variable annuities that you can invest to but before you invest you after-tax dollars make sure that you do your research. What if you withdraw the eanins or howcan you spread your money to various fund that gains rather than loss?